i:protect insurance

About Us

Wessex Group and i:protect are trading names of WIMS Limited, registered in England no. 3729853 and Wessex Administration Services Limited registered in England no. 1871314. Registered office: Jewry House, Jewry Street, Winchester, Hampshire SO23 8RZ. WIMS Limited is authorised and regulated by the Financial Conduct Authority (FCA) no. 306840. Wessex Administration Services Limited is an appointed representative of WIMS Limited.

The Insurer

Iprotect insurance is underwritten by AmTrust International Underwriters DAC.

This policy is underwritten by AmTrust International Underwriters DAC, whose registered office is at 40 Westland Row, Dublin 2, Ireland. AmTrust International Underwriters DAC is authorised by the Central Bank of Ireland and subject to limited regulation by the Financial Conduct Authority. Details of the extent of our regulation by the Financial Conduct Authority are available on request.

Competition Commission Claims Ratio Information

Please find the claims ratios for our Mortgage Payment Protection Insurance and Short-term Income Protection products:

Claims ratios during the business year 1 July 2016 until 30 June 2017:

–  Mortgage Payment Protection Insurance 20% – 30%

–  Short-term Income Protection* 20% – 30%

Claims ratios during the business year 1 July 2017 until 30 June 2018:

–  Mortgage Payment Protection Insurance 20% – 30%

–  Short-term Income Protection* 40% – 50%

*Income Protection is also sold as Lifestyle Protection Insurance.