i:protect insurance

About Us

Wessex Group and i:protect are trading names of WIMS Limited, registered in England no. 3729853 and Wessex Administration Services Limited registered in England no. 1871314. Registered office: Jewry House, Jewry Street, Winchester, Hampshire SO23 8RZ. WIMS Limited is authorised and regulated by the Financial Conduct Authority (FCA) no. 306840. Wessex Administration Services Limited is an appointed representative of WIMS Limited.

The Insurer

i:protect insurance is underwritten by AmTrust Europe Limited.

AmTrust Europe Limited, Registered Office: Market Square House, St James’s Street, Nottingham, NG1 6FG, Registered Number: 1229676. AmTrust Europe Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA) and Prudential Regulation Authority, Financial Services number: 202189. These details can be checked on the Financial Services Register at www.fca.org.uk.

Competition Commission Claims Ratio Information

Please find the claims ratios for our Mortgage Payment Protection Insurance and Short-term Income Protection products:

Claims ratios during the business year 1 July 2018 until 30 June 2019:

–  Mortgage Payment Protection Insurance 20% – 30%

–  Short-term Income Protection* 30% – 40%

Claims ratios during the business year 1 July 2019 until 30 June 2020:

–  Mortgage Payment Protection Insurance 40% – 50%

–  Short-term Income Protection* 40% – 50%

*Income Protection is also sold as Lifestyle Protection Insurance.