Lifestyle Protection Insurance...
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Protect up to 65% of your gross monthly income or £1,500 per month |
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Flexible Excess Periods allowing you to choose when your benefits payments start |
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Benefit payments can last up to 12 months for any one claim |
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Jobcare Back to Work Service to help you return to work |
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Legal Helpline to help you with redundancy matters and tax information |
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Unemployment benefit also available for self employed |
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Carer Cover - if you have to stop work to look after a family member |
All of this for as little as £0.56p per month per £100 of monthly benefit*
Lifestyle Protection Insurance Explained
i:protect Lifestyle Protection Insurance is designed to pay a proportion of your income in the event that you are off work through accident, sickness or involuntary unemployment. Have you ever considered what would happen if you were to lose your income? How would you pay your mortgage and other bills?
i:protect Lifestyle Protection Insurance comes with these great features:
- Protect up to 65% of your gross monthly income or £1,500 per month whichever is the lesser amount. Use Lifestyle Protection Insurance to cover:
- Your rent repayments
- Car loans
- Important insurance premiums
- Credit card repayments
- Utility bills
- Food bills
- Fuel costs and more...
- Flexible Excess Periods allowing you to choose when your benefits payments would start. For example, you can choose to start your Unemployment benefit after 180 days, 90 days, 60 days, 30 days or from day one (known at 'back to day one' cover). You start your Accident & Sickness Insurance cover to have a different excess period. Claims are paid 30 days in arrears. You can select a different excess . For more information about how you can use excess periods to save money please click here.
- Benefit payments can last up to 12 months in respect of any one claim. This is the same for both Accident and Sickness Insurance as well as for your Unemployment benefits. There is no limit to the number of claims you can make in any one year. For detailed information about the iprotect claims service please click here.
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Jobcare Back to Work Service to help you return to work. This service is free and is provided by employment specialists Jobcare Services Limited. Advisors are available to offer you practical advice tailored to your individual circumstances. For more information about Jobcare please click here.
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Redundancy Helpline to help you with redundancy matters and tax information. For more information about Legal Helpline please click here.
- Carer Cover is available when you select the accident sickness and unemployment cover option. You are paid if you become a carer after taking out your policy. For more information about Carer Cover please click here.
- All of this from as little as £1.19p per month for every £100 of monthly benefit. Please get a quote right now or for more infomation about price please click here.
Click 'Get a quote' to obtain a quick quotation to see how little i:protect Lifestyle Protection Insurance could cost you. Please click on the quote button at the top of this page; Go to top of page.
| There are other providers of short-term Income Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk |
*Quote from £0.56p per month per £100 of monthly benefit relates to any applicant up to age 25 chosing Accident and Sickness benefits for a 12 month period and who decides to wait 180 days (the excess period) before they need their benefit payments to start. Many people do this to save premium and because they will receive sick pay from their employer during the excess period in any event. So they buy this insurance as back up for a full 12 months after their sick pay runs out.
Lifestyle Protection much better cover than just Redundancy Insurance it gives you Accident and Sickness Insurance cover as well as Unemployment Insurance cover in a single policy.