Lifestyle Protection - Price

How much does Lifestyle Insurance cost?

i:protect Lifestyle Protection Insurance has been structured to ensure you get the best value for your money whilst offering you flexible benefits and excellent levels of cover. The monthly cost for every £100 of monthly benefit will reflect your individual circumstances and the cover you select, is displayed on each on-line quotation. Click 'get a quote' for full details.

i:protect insurance maintains great relationships with its insurance partners ensuring that we can supply the best premium rates. Listed below are some examples of how much i:protect lifestyle would cost per month (all based on a 30 year old who wants £1000 monthly benefit).

 

Examples: Cost per month for a 30 year old with £1000 per month benefit that is payable for 12 months

Compare the different prices and types of cover available for his level of benefit: 

Monthly cost for every £100 of monthly benefit 
Accident & Sickness Cover with a 180 Day Excess = £8.30  £0.83
Accident & Sickness Cover with a 0 Day Excess = £14.90  £1.49
Accident, Sickness and Unemployment Cover with a 90 Day Excess = £21.90  £2.19
Accident & Sickness Cover with a 60 Day Excess and Unemployment Cover with a 30 Day Excess = £28.38  £2.84
Accident, Sickness & Unemployment Cover with a 0 Day Excess = £33.00  £3.30

Value

Where i:protect stand out from the crowd is our ethical stance on seeking to do all that is humanly possible only to offer cover to people who could claim on their policy. This means we will not let you pay us premiums for months or years and then look for a reason not to pay your claim, we underwrite your policy at inception, which means we may decline some applications as they fall short of the criteria we must apply. So much better to do this at the outset, in contrast to others, who do these checks when your claim form arrives.

This is also one of the reasons i:protect scores such a high satisfaction rating on a leading independent review website The Review Centre. You might also like to check the feedback the exclusively UK based claims department has received from people who have claimed. Their claims were dealt with by the same claims department that would deal with your claim. So if you are looking for real value for money when buying a policy, it is more than just low price.