Protection for Tenants - a brief overview
Lifestyle Protection Insurance for Tenants is designed to pay a proportion of your income in the event that you are off work through accident, sickness or involuntary unemployment.
Levels of Cover
i:protect Lifestyle Protection Insurance for Tenants can be tailored to protect up to 65% of your gross monthly income (your pay before tax) or £1,500, whichever is the lesser amount. Benefit Payments can be paid for up to 12 months. You decide whether you would like full accident, sickness and unemployment cover or just accident and sickness cover only.
Flexible Excess Periods
Flexible Excess periods mean you can choose when your benefit is paid from. So you can set your accident and sickness payments to kick in when your sick pay from work ceases and select your unemployment benefits to kick in when your payment in lieu runs out. This level of flexibility means that your i:protect Lifestyle Protection Insurance for Tenants premiums can often be made cheaper by simply tailoring your benefit payments for when you need them most.
Back to Work Services
i:protect Lifestyle Protection Insurance for Tenants comes with a free, independent and confidential back to work advice service that can be used in the unfortunate event that you need to make an unemployment claim. You or your immediate family (in the same household) can utilise the following services:
- CV Preparation
- Letters of Application
- Sourcing Vacancies (Access to the National Jobs Database)
- Interview Techniques
- Self-Employment Advice
Eligibility Criteria
i:protect Lifestyle Protection Insurance for Tenants is suitable for anyone aged 18 to 65 who has been an employee or self employed for at least 16 hours per week and has been working continuously in permanent employment for at least the last 6 months.