To be eligible to take out Short-term Income Protection Insurance you must, at the policy start date, be:-
- Over 18 and under the age of 51
- A UK Resident (England, Scotland, Wales and Northern Ireland)
- Legally entitled to work in the UK and can seek and take up alternative employment without restriction
- Actively working for 16 hours or more per week and have been so continuously for the previous 6 months
You must not be:-
- Aware of any impending unemployment
- Aware of any medical condition that may prevent you from working in the future
- In casual, seasonal or temporary employment
- Currently unable to attend your place of work due to an accident or sickness unless you are on maternity, paternity, adoption or parental leave.
Important:
This list is not exhaustive, please refer to the policy wording for full details.
Certain restrictions apply if you are self-employed, a Company Director, a contract worker, a sub-contract worker or have more than one job. Please ensure you read the policy wording for full details.